Bank F.D v Mutual funds FMP (Fixed Maturity Plan).

Mutual fund FMP though not having guaranteed returns enjoy a long term capital gains tax if above 3 yrs. Whereas the Income from Bank FD itself is not guaranteed due to the contingencies like NPA (Non Performing Assets). 

According to me,

People should change their mindset and believe in new financial products for their investments. Today due to the rise of NBFC (Non Banking Financial Corporations), new investment products are in demand. On account of easier mobility of the funds accross the globe. Thus facilitating global investments for higher returns which may be riskier than that of conventional banking.


Published by shreyasshamshrikant


Leave a comment

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: